📚Asset Classes

By hosting multiple asset classes on the Collaterize Protocol, we offer users new opportunities to invest in a range of assets that were previously difficult to access, promoting community-building and investor engagement. This flexibility enables the platform to offer investors exposure to a diverse portfolio, creating opportunities for a wide range of investors to invest in assets aligned with their investment goals and values.

These assets are selected by Collaterize Protocol's investment committee based on their premium criteria, such as high profitability, strategic nature, ESG (Environmental, Social, and Governance) considerations, and potential for growth. The investment committee uses a rigorous due diligence process to identify and select the most suitable assets for tokenization. Once selected, the assets are tokenized using the Collaterize Protocol, and digital tokens are issued to investors in proportion to their investment.

Collaterize Tokenized Assets provide a platform for investing in a variety of real-world assets, including but not limited to:

Asset Category	Asset Class	Description
Equities	Common Shares	Shares of ownership in a publicly traded company
	Preferred Stocks	Shares that have preferential rights to dividends or assets in the case of liquidation
	Equity Funds	Mutual funds or exchange-traded funds (ETFs) that primarily invest in stocks
	Dividend Paying Stocks	Stocks that regularly pay out a portion of earnings to shareholders as dividends
	ETFs	Exchange-traded funds that track an index, sector, commodity, or other assets
Fixed Income	Short-Term Treasuries	U.S. government debt securities with short-term maturities
	Treasury Bills	Short-term debt obligations issued by the U.S. government
	Savings Bonds	Non-marketable government bonds with fixed interest rates and long-term maturities
	Corporate Bonds	Debt securities issued by corporations, varying in risk based on the credit quality of the issuer
Cash and Cash Equivalents	Cash	Physical currency and funds held in checking or savings accounts
	Money Market Funds	Investment funds that invest in short-term debt securities with low risk
	High-Yield Savings Account	Savings accounts that offer higher interest rates than traditional savings accounts
	Certificate of Deposits (CDs)	Time deposits offered by banks with fixed terms and interest rates
Structured Products	Structured Deposits	Bank deposits with returns linked to the performance of an underlying asset
	Interest-Linked Products	Financial products with returns linked to interest rates or other reference rates
Alternative	LBO Fund	Funds that specialize in leveraged buyouts of companies
	VC Fund	Venture capital funds that invest in early-stage, high-growth companies
	Fund of Funds	Investment funds that invest in other funds rather than directly in individual assets
	Private Equity Fund	Investment funds that invest in private companies, often involving buyouts and venture capital
	Mezzanine Capital	Hybrid financing that combines aspects of debt and equity, often used in leveraged buyouts
Real Assets	Infrastructure	Physical assets such as airports, roads, bridges, and utilities
	Collectibles	Tangible assets such as fine art, timepieces, wine, and other luxury items
	Luxury Vehicles	High-end automobiles, yachts, and other luxury transportation assets
	Fine Assets	High-quality personal possessions such as jewelry, watches, and other valuables
Real Estate	Residential	Real estate properties such as single-family homes, apartments, and condominiums
	Commercial	Real estate properties such as office buildings, retail centers, and industrial properties
	Real Estate Investment Trusts (REITs)	Publicly traded companies that own and manage real estate assets
Commodities	Precious Metals	Gold, silver, platinum, and other precious metals that have intrinsic value
	Energy	Crude oil, natural gas, coal, and other energy sources
	Agricultural	Grains, livestock, soft commodities (e.g., coffee, sugar, and cocoa)